Insurers

Insurer Swiss Re: electromagnetic radiation highest risk category

One of the largest insurance companies of the world Swiss Reinsurance Company (Swiss Re) classifies electromagnetic radiation into the highest risk class. This category also includes endocrine disrupting chemicals.The text on p. 11 of the report: Anxiety over the potential risks related to EMF has risen. Studies are difficult to conduct, since time trend studies are inconsistent due to the still rather recent proliferation of wireless technology. The WHO has classified extremely low-frequency magnetic fields and radiofrequency electromagnetic fields, such as radition emitted by cell phones, as potentially carcinogenic to humans (Class 2B carcinogen). Furthermore, a recent ruling by an...

Major Austrian insurer AUVA finds effects of cell phones on DNA, EEG and human proteins

Update August 2016: AUVA Athem 2 report: "DNA damage from cell phones proven" (Article Diagnose Funk)On behalf of the major Austrian insurance company AUVA with over 4.3 million policyholders, research was carried out into the health effects of electromagnetic fields from mobile phones at levels well below current exposure limits, which only protect against warming.In the studies on healthy volunteers, the effects of the fields of the GSM-900 and UMTS technology were measured in a double-blind study. The main results are as follows:Increasing changes in EEG in the alpha spectrum, from about 5-10 minutes after the start of...

Lloyd’s insurance company does not cover health damage caused by electromagnetic radiation

The Lloyd's of London and its underwriter CFC Underwriting Limited exclude any liability coverage for claims, “directly or indirectly arising out of, resulting from or contributed to by electromagnetic fields, electromagnetic radiation, electromagnetism, radio waves or noise.” (Exclusion 32, page 7)EXCLUSIONS We will not a) make any payment on your behalf for any claim, or b) incur any costs and expenses, or c) reimburse you for any loss, damage, legal expenses, fees or costs sustained by you, or d) pay any medical expenses:GENERAL INSURANCE EXCLUSIONS:32. Electromagnetic fields directly or indirectly arising out of, resulting from or contributed to by electromagnetic fields, electromagnetic radiation, electromagnetism, radio...